Most people are in denial that they will ever need long-term care.
First of all, what is considered long-term care? It is when someone with a physical or mental condition, requires assistance with activities of daily living.This includes help with eating, dressing, bathing, toileting, walking and transference to and from a bed or chair.
Every other person will need Long-Term care after age 65 (over 50% of Americans). Maybe you will be that lucky person that will be healthy, mentally well and avoids accidents. But, who knows the future? The questions you will need to ask yourself are...
Can my family afford to take care of me and live?
Should I need care, who will give me a bath; a family member or a stranger?
Will my care interrupt my children's lives?
Do I really want to be a burden?
Can my spouse take care of me and not ruin their health?
Just like any insurance, you can buy it before the fire, accident or death occurs but after the fact you will not qualify. Protect your family now by the action you take today.
